Islamabad – March 03, 2026: Pakistan’s leading digital microfinance bank, Mobilink Bank, has entered into a five-year partnership with Sindh Enterprise Development Fund (SEDF), Government of Sindh, to expand access to structured financing for micro, small, and medium enterprises (MSMEs) across priority economic sectors in the province. The collaboration will unlock up to PKR 1 billion in financing by combining Mobilink Bank’s lending capabilities with SEDF’s markup subsidy support to reduce the cost of capital for entrepreneurs and stimulate sustainable economic activity province-wide.

The collaboration strengthens financing ecosystems for underserved and high-impact sectors, including agri value chains, livestock and dairy, poultry, fisheries, cold storage and logistics, renewable and alternative energy solutions, women-led enterprises, mining and mineral processing, and innovation-driven IT projects. Under the partnership, Mobilink Bank will extend short, medium, and long-term MSME financing, while SEDF will provide markup subsidy support of up to one-year KIBOR or 10 percent – whichever is lower – for an initial three-year period, extendable based on performance. Individual projects will be eligible for financing of up to PKR 5 million, with flexibility for expansion in innovative cases.

Commenting on the partnership, Haaris Mahmood Chaudhary, President & CEO, Mobilink Bank, said, “Small businesses are the backbone of Pakistan’s real economy. They drive employment, power local communities, and sustain regional value chains, yet many entrepreneurs continue to face structural barriers in accessing affordable finance. Through our partnership with SEDF, we are aligning financial innovation with policy support to expand access where it is needed most. We want to channel affordable capital directly to local entrepreneurs, enable bottom-up economic growth, and unlock sustainable livelihoods across the province. This collaboration is about strengthening small businesses today to build a more resilient and inclusive economy for tomorrow.”

Zubair Ahmed Channa, Secretary, Investment Department, Government of Sindh, underscored the Government’s commitment to strengthening institutional financing ecosystems that support productive sectors across the province. He stated that structured collaborations such as this agreement reinforce policy alignment between the public and private sectors while creating scalable financial pathways for SMEs operating in Sindh’s value-added industries.

The partnership reflects Mobilink Bank’s commitment to combine public policy support with private sector efficiency to drive inclusive growth, sustainability, and entrepreneurship in Pakistan’s emerging economic regions. The collaboration will enable MSMEs, particularly those in rural areas and women-led businesses, to invest in productivity, adopt green technologies, and scale their operations at lower borrowing costs and improved access to formal credit.

The Mobilink Bank-SEDF partnership will integrate concessional support with commercial financing to spur long-term economic resilience in Sindh, a viable model that can be well replicated in other provinces.

Pakistan’s leading digital microfinance bank, Mobilink Bank has entered into a strategic partnership with IMARAT Group, one of the country’s premier real estate conglomerates, to enhance access to housing finance, and drive economic empowerment through technology-driven banking solutions.

Pakistan currently faces a housing crisis, with World Bank estimates placing the housing shortage at around 12 million units. The situation is further aggravated by declining affordability, rising property prices, and higher mortgage rates. Mobilink Bank simplifies access to housing finance by offering inclusive, customer-centric solutions that enable low-income and underserved households to secure affordable and dignified homes. The bank’s partnership with IMARAT will revolutionize the home loan experience for their shared customers and employees by digitizing the entire mortgage journey, expanding banking access across IMARAT developments, and onboarding IMARAT employees into Mobilink Bank’s comprehensive digital banking suite. 

The housing finance customers will experience a fully digital onboarding process through IMARAT’s Propmex.ai platform, supported by API integration between IMARAT and Mobilink Bank for seamless property verification. IMARAT will also feature Mobilink Bank’s Mortgage Calculator across its digital platforms, allowing customers to assess affordability and access real-time home financing options.

Mobilink Bank will extend its Employee Banking Suite to IMARAT employees to provide them with salary accounts, digital banking services, insurance coverage, and exclusive financial benefits. Additionally, IMARAT employees will gain access to preferential loan products, including House Finance, Personal Loans, and Solar/EV Loans, designed to promote financial well-being and sustainable living. IMARAT Group will reciprocate by opening corporate banking accounts with Mobilink Bank and maintaining substantial current account balances to support mutual business growth.

To foster digital access and enablement, Mobilink Bank will also install ATMs and Cash Deposit Machines (CDMs) at IMARAT’s commercial projects to encourage cashless transactions. The partnership will also expand Mobilink Bank’s merchant ecosystem by deploying Point-of-Sale (POS) machines across IMARAT malls, brands, and retail outlets, driving digital payment adoption and supporting MSME growth.

Speaking on the occasion, Atta-ur-Rehman, Chief Business Officer, Mobilink Bank, said, “Mobilink Bank is deeply committed to empowering individual and institutional clients through customized financial solutions, digital banking tools, and technology-driven integrations. Pakistan’s housing gap is not just a statistic, but a barrier to dignity, stability, and economic mobility for millions of families. We are committed to breaking this barrier by making housing finance more accessible, affordable, and inclusive through a deep focus on empowering every household to step into a safer, more secure future. Our collaboration with IMARAT will bring us closer to our long-term ambition.”

Shafiq Akbar, Chairman IMARAT Group, said, “This partnership with Mobilink Bank is a major step toward digitizing how real estate operates in Pakistan. We have always believed that technology has the power to simplify every part of the property journey, from buying and selling to financing. Through this collaboration, we are bringing that vision to life by making home ownership easier, smarter, and more accessible while paving the way for a more connected and financially inclusive future.”

The collaboration underscores Mobilink Bank’s leadership in digital banking, housing finance, and employer banking solutions, and reaffirms its commitment to catering to the evolving financial needs of its diverse customer base.